LTCG vs STCG: capital gains tax on Indian stocks, simply
Hold for 12 months and the tax math changes. A quick guide to Section 112A and 111A.
Sell a listed share within 12 months and the gain is short-term (STCG), taxed at 20%. Hold longer and it's long-term (LTCG), taxed at 12.5% above a ₹1.25 lakh annual exemption.
Losses can be set off: short-term losses against any capital gain, long-term losses only against long-term gains. Unused losses carry forward eight years.
BloomFolio Pro's tax export gives you a holdings CSV with indicative buckets to hand to your CA. Rules change in Budget speeches — always verify current rates.
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Dividends, tax, habits — short reads for Indian investors, every Sunday.
Educational content only. For informational purposes only. Not investment advice.